Let Go, and Let God

“Delight yourself in the Lord, and He will give you the desires of your heart” Psalm 37:4

I personally feel like debt is demonic, based on its attempt to keep us away from God (I say attempt, because it can only win if we let it). We have become so reliant on it that we limit God’s ability to work on our behalf. If our first response to any financial hardship, hurdle, or roadblock is a credit card or a loan, it makes it harder for God to step in. The bible says that if we delight ourselves in the Lord, HE will give us the desires of our heart, not Visa, Sallie Mae, Discover, etc. Case in point…

This past weekend I took my car in to get inspected praying the whole time that there wouldn’t be anything major that I would have to repair. The results came back and I needed new wiper blades, two new bulbs, and a new windshield! Those were not the results that I hoping for. All in all, the cost of the repairs would have been right around $600! I knew that I could get the wipers and bulbs changed someone else for cheaper, for $33 to be exact, but what was I going to do about the windshield? Luckily, the dealer didn’t have one on hand, and that bought me and God some time. I went ahead and settled for the rejection sticker, drove off, and just started talking to God. I wasn’t going to put it on a credit card, and I knew that I needed my emergency fund for another major repair, so I said God, what are you going to do?

That Monday I told a couple of my co-workers what happened, and one of them referred me to a place that ended up replacing my windshield for free! Because my insurance deductible wasn’t more than $100, they waived the entire thing. My dealer doesn’t charge for annual inspections, so I’ll be able to have it reinspected for free! Within one week, my car went from being rejected with $600 in repairs, to passing with just $33 invested in parts replacements. So forget Geico; look how much I saved by switching to God-co!

I say all of that to say, if you would trust God, and give Him the opportunity to act on your behalf, He will. Cut up your credit cards, pay off your loans, start tithing, commit to paying in cash, and let God be your financial source. I am a witness that He will provide in more ways than one. You simply have to believe. Are you willing to take the leap of faith?

Change requires action!

Live free!

Arianne

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Tell Me Something Good!

As we continue on our journey towards debt freedom, we must begin to speak positively into our finances. Thoughts become words, words become actions, and actions become habits. Instead of using negative phrases such as “I can’t afford” or “I’m broke,” add some positive flare and say “I’m saving up for” or “I’m temporarily out of cash!”  Whether or not your money habits will help or hurt your progress towards financial freedom all depends on your initial thoughts. This is why I love to start the day off saying “Today, I choose to be wealthy!” It brings my financial goals to my conscious, and I’m more sensitive to the purchases that I make throughout the day. If you continue to do that on a consistent basis you will start to notice an “increase” in your finances. The money was there all along, but now you’re in control over your impulses to spend, and creating better money management habits.

Here are a few other quotes that you can use that I’ve adapted from the book “Secrets of a Millionaire Mind” by T. Harv Eker:

  • “I have a millionaire mind!”
  • “I focus on building my net worth!”
  • “I am an excellent money manager!”
  • “I commit to being rich!”
  • “I create the exact level of my financial success!”
  • “I choose to adapt new ways of thinking that support my happiness and success.”

Now, you have to truly believe in the above statements. No matter how many times you say something positive, if a negative thought follows, they’ll cancel each other out. You’ll need to repeat the positive phrase again so that the positive action will follow. It may take some getting used to at first since we’re attempting to change behavior, but keep at it and your actions will eventually follow.

Whether you choose one of the phrases above or come up with your own, pick something that will encourage you. For the next 21 days repeat it aloud at least once a day. Put it on a post-it note at home or at work, or set an appointment on your cell phone if you have to. Observe the actions that follow the words that you say. Did you save more, spend less, open a savings account, set new goals, stay on or below budget, etc? So go ahead and pick your money mantra, and speak your way into financial freedom!

Change requires action!

Live free!

Arianne